KBC Group NV (OTCPK:KBCSY) Q3 2025 Earnings Call November 13, 2025 3:30 AM EST
Company Participants
Kurt De Baenst – General Manager of Investor Relations Office
Johan Thijs – Group CEO, MD & Executive Director
Bartel Puelinckx – CFO & Director
Conference Call Participants
Tarik El Mejjad – BofA Securities, Research Division
Giulia Miotto – Morgan Stanley, Research Division
Namita Samtani – Barclays Bank PLC, Research Division
Benoit Petrarque – Kepler Cheuvreux, Research Division
Sharath Ramanathan – Deutsche Bank AG, Research Division
Chris Hallam – Goldman Sachs Group, Inc., Research Division
Shrey Srivastava – Citigroup Inc., Research Division
Presentation
Operator
Good morning, ladies and gentlemen, and welcome to the KBC Group’s Earnings Release Third Quarter 2025. [Operator Instructions]
I would now like to turn the floor over to Kurt De Baenst, Head of Investor Relations. Please go ahead.
Kurt De Baenst
General Manager of Investor Relations Office
Thank you, operator. A very good morning to all of you from the headquarters of KBC in Brussels, and welcome to the third quarter conference call. Today is Thursday, November 13, 2025, and we are hosting the conference call on the third quarter results of KBC. As usual, we have the group CEO, Johan Thijs as well as group CFO, Bartel Puelinckx with us, and they will both elaborate on the results and add some additional insight.
As such, it’s my pleasure to give the floor to our CEO, Johan Thijs, who will quickly run you through the presentation.
Johan Thijs
Group CEO, MD & Executive Director
Thank you very much, Kurt. And also from my side, a warm welcome to the announcement of the third quarter results 2025. And as always, we start with the net results, which stands at a very excellent EUR 1.02 billion. So once again, the KBC bancassurance machine has been firing on all its cylinders, which also means that all entities in
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